Community Bankers Association of Illinois
Community Bankers Association of Illinois Community Bankers Association of Illinois Community Bankers Association of Illinois
 
     Special CBSC Member Services Edition                September 1, 2010 Graphic
Graphic
Community Bankers Association of Illinois
Community Bankers Association of Illinois Community Bankers Association of Illinois
Later this month, Illinois community bankers will meet in Louisville, Kentucky, to attend the 2010 CBAI Convention. This annual gathering is always eagerly anticipated, however, recent historic events may very well make this our most important Convention ever. New rules and regulations will change the way bankers conduct business.

To that end, the preferred partners of CBSC have developed solutions that address the current issues facing community bankers such as portfolio structuring, quality lending, new sources for fee income, regulatory compliance and more. While at the Convention, please plan to visit these professionals in the Special Services Aisles in the Exhibit Center and learn practical, useful information that can be implemented at your bank.

As always, we welcome your questions and suggestions. Please call us at 800/736-2224 or via email at
cbsc@cbai.com.

We look forward to seeing you in Louisville!



  • How to Prevent ATM Compromises
  • Interest Rate Risk: Modeling Dynamic Cash Flows
  • The Changing Face of Consumer Checking
  • Improve Card Usage While Protecting Your Consumers
  • CBAI On-Demand Marketing
  • A Real “One – Two” Punch in the fight for the Business Customer!
  • Financial Services, The Most Vulnerable to Fraud, ID Theft & Data Breaches
  • FIRSTBranch & INMO: BancVue Interactive’s One-Two Punch
  • Bank & Directors Benefit From Board Portal
  • Business Continuity Planning, a Changing Environment Increased Standards
  • Cash Flow is King!
  • Getting in on the Rewards Game
  • Improved Efficiency through Teller Cash Recycling
  • Are You Wasting Your Marketing Dollars?
  • ComplianceHeadquarters.com Can Help Banks Tackle Reg Reform
  • A First Peek at the 2010 UCC Article 9 Amendments


  • How to Prevent ATM Compromises

    The trend toward ATM compromises is mostly a result of increased point-of-sale (POS) security. Criminals tend to move to the weaker link or easiest approach, and ATMs are accessible 24 hours a day, seven days a week with no one to confront the person doing the tampering.
    More.

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    Interest Rate Risk: Modeling Dynamic Cash Flows

    It is well known that regulators are increasing their focus on interest rate risk (IRR) in the current environment. The FDIC, for example, recently published an article which underscores the importance of sound processes for IRR management at their member institutions. For many banks, this is a good time to assess the adequacy of their asset/liability management model and in particular whether their model produces dynamic cash flows for analysis of risk to earnings and capital.
    More.

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    The Changing Face of Consumer Checking

    The current environment of unprecedented regulatory change is driving a fundamental shift in the checking landscape – with a renewed focus on creating value in the consumer relationship.
    More.

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    Improve Card Usage While Protecting Your Consumers

    CBSC has recently endorsed a product from Affinion Group called Reward & Protect. The program encourages consumers to utilize their credit and debit cards to make more purchases by offering cash back on every purchase AND protects them from having significant damage done because those purchases become the trigger that sends a consumer looking for answers on how they’ve had their identity stolen.
    More.

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    CBAI On-Demand Marketing

    How do you compete with a national bank, without their staff and budget? Imagine creating an entire direct mail campaign in the time it takes to drink a cup of coffee. Simply log-in, pick your product (e.g., free checking or home equity loan) choose your template and your list, then click send. It’s that easy, we take it from there.
    More.

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    A Real “One – Two” Punch in the fight for the Business Customer!

    In today’s extremely challenging environment for both your institution and for that of your business customers, opportunities exist for your institution in 2010 to implement services, and practices that promote immediate and long term sustainable growth in the highly sought after small-business market segment. Check Resultz offers just such an opportunity to encourage organic growth, strengthen relationships with current customers, and attract new businesses through this value added service offering.
    More.

    Financial Services, The Most Vulnerable to Fraud, ID Theft & Data Breaches

    The economic downturn over the past several years has increased the motive and opportunity for fraud and internal theft within the financial sector.
    More.

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    FIRSTBranch & INMO: BancVue Interactive’s One-Two Punch

    Americans do just about everything online, including their banking. But it takes much more than a website to capture this audience. It takes a comprehensive solution that drives quality applicants to your online branch, easing them through a sales funnel that helps fund more new accounts.
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    Bank & Directors Benefit From Board Portal

    A Board Portal is a secure web site where directors can go to access confidential company data from anywhere they can access the Internet. Instead of waiting for a paper book to be completed and shipped and potentially exposing sensitive information outside the bank, board documents are sent to a board portal for instant, secure access by the board.
    More.

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    Business Continuity Planning, a Changing Environment Increased Standards

    In 1957 there were 21,432 FDIC insured banking offices in the United States. During that same year FEMA managed 17 disaster events. As of August 24, 2010 FEMA had 65 managed events for 2010, which is above average for the past decade, an average of more than one FEMA managed event per week!
    More.

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    Cash Flow is King!

    You have all read the press regarding how the current political administration is encouraging financial institutions to lend money to small businesses...BUT…after a regulatory review of your loan portfolio, you wonder how the bank will ever survive with the level of classified assets you now have!
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    Getting in on the Rewards Game

    When issuers ask Laura Kreps, senior business leader for MasterCard Worldwide, why they should play in the rewards space she gives them the facts: Cardholders with a rewards program spend three times as much as non-rewards program cardholders.
    More.

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    Improved Efficiency through Teller Cash Recycling

    As impressive as the financials are, they do not convey the benefits that impact the customer experience and increase the value of cash to the enterprise. With greater teller efficiency and shorter lines, your staff will have more time to earn customers’ trust, build relationships, and cross-sell specific products to meet the customers’ needs – ultimately resulting in increased sales and greater client retention.
    More.

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    Are You Wasting Your Marketing Dollars?

    Painful subject. Yet banks continue to spend money on marketing without any measurable return on investment. In these times especially, that isn’t good for business. So, what doesn’t work and what does? The answer lies in understanding who your clients are, and by utilizing customer intelligence tools.
    More.

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    ComplianceHeadquarters.com Can Help Banks Tackle Reg Reform

    Wolters Kluwer Financial Services has added new features and content to its ComplianceHeadquarters.com website that can help CBAI member banks address an increasing number of complex regulatory changes, including the recently passed Frank-Dodd Act.
    More.

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    A First Peek at the 2010 UCC Article 9 Amendments

    This year, the American Law Institute and Uniform Law Commission, the joint drafters of the Uniform Commercial Code (“UCC”), approved a limited number of important amendments to the official text of Article 9, including some that will affect UCC filing requirements.
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    CBSC is dedicated to helping CBAI members improve their bottom lines and remain competitive by recommending partners that provide income generating products or alternative sources for low-cost quality products and professional services.

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    CBAI's PROFESSIONAL DEVELOPMENT PROGRAMS THROUGH 10/22/2010



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    Other CBAI Events

    CBAI’s 36th Annual Convention & Exposition (9/30-10/2; Galt House, Louisville, KY)
    Convention Brochure
    Exhibiting Information

    CBAI Career Development Division Fall Meeting (10/27; I Hotel & Conference Center, Champaign


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