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Seeking Full-Time Lending Officer

Olney Banking Center

We have an outstanding opportunity for a full-time Lending Officer to join our team of banking professionals. We’re seeking an experienced lender with strong customer relations, communication and leadership skills. 

Primary Responsibilities Include:

      Manage an assigned loan portfolio including overall relationship profitability and portfolio risk

      Business development through calling efforts in the community

      Active in various community organizations and activities

      Follow all bank policies and procedures and compliance rules and regulations

Experience Required:

       Minimum 3 years lending experience needed

       Bachelor’s degree preferred 

       Good credit analysis and accounting skills

       Proven ability to achieve goals

       Professional and effective interpersonal skills 

This individual works with all aspects and teams within the company and should have excellent computer, customer service, marketing and multi-tasking skills. Will need to work flexible hours, including some Saturdays.

Applicants may inquire or apply with Kevin Smerdon

10 W. Elm Street

Albion, IL 62806

(618) 445-2344

Email: ksmerdon@cnbalb.com

Equal Opportunity Employer

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Controller Needed

 

First Farmers State Bank, Minier

This individual would develop and maintain accounting information on income, expenses, assets, liabilities and capital as a basis for management planning and decision making, and for fulfilling financial and regulatory reporting requirements.

Primary Responsibilities:

·         Be responsible for general ledger reconciliation, analysis of financial accounts, fixed asset accounting and preparation of journal entries. 

·         Be a member of Asset/Liability committee and manage ALM software.

·         Manage the bank’s audit function and manage relationships with outside auditors.

·         Manage the bank’s investment accounting activities, including proper classification, risk weighting, and pledging.

·         Manages the bank’s relationship with the Federal Home Loan Bank of Chicago.

·         Assist with Trust Department accounting functions.

·         Work closely with Chief Financial Officer and ideally assume the role of CFO in five years or less.

This position requires a minimum of five years bank accounting experience or equivalent.

First Farmers State Bank is a Community bank located in Central Illinois with locations in Minier, Delavan & Bloomington. The bank offers a comprehensive benefit package. Employees at First Farmers have the opportunity of bank ownership through the bank’s Employee Stock Ownership Plan.

Please respond to: Brian Schroeder, First Farmers State Bank, PO Box 800, Minier, IL 61759 or brians@firstfarmers.com.

Equal Opportunity Employer

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SEEKING MORTGAGE QUALITY CONTROL/LENDING COMPLIANCE SPECIALIST

Marine Bank, Springfield, has an opening in its Compliance department for a Mortgage Quality Control/Lending Compliance Specialist.

Job Description:

·         Perform pre-funding secondary mortgage compliance reviews and prepare monthly reports.

·         Coordinate post-funding secondary market mortgage compliance reviews with our outsourced firm and review monthly reports for accuracy.

·         Work with the Compliance Officer to develop, recommend and monitor corrective action and preventative actions.

·         Work with the Compliance Officer to ensure the Bank is operating in accordance with lending regulations.

·         Assist the Compliance Officer with reviewing and submitting Home Mortgage Disclosure Act (HMDA) data.

·         Perform all job duties in compliance with applicable State and Federal laws and regulations.

·         Any other duties and projects as assigned.

Skills/Qualifications:

·         Bachelor's degree in finance, economics or equivalent experience.

·         Three to five years of residential mortgage lending experience; exposure to all aspects of origination, servicing secondary marketing and mortgage compliance areas preferred.

·         Knowledge of secondary market investor guidelines (Fannie Mae, FHA, VA, USDA) and ability to keep abreast of investor and regulatory changes.

·         Familiarity with internal audit policies and procedures.

·         Familiarity with HMDA and the 2018 changes.

·         Proficiency with Microsoft Excel and Word.

·         Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.

·         Strong communication skills, including the ability to listen, speak and write clearly and concisely, and focus on the recipient's point of view. 

Please send a resume and cover letter to:

hr@ibankmarine.com      OR

Marine Bank

Attn: Human Resources

3120 Robbins Road

Springfield, IL  62704

Marine Bank is an Equal Opportunity Employer.

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Seeking Chief Lending Officer

 

Jersey State Bank has an immediate opening for a Chief Lending Officer who will be a member of the Executive Leadership Team and will be involved in major decisions for the organization.

This person will direct and supervise all phases of lending operations, including activities for loan origination and servicing and credit risk management activities and needs.

Strong supervisory skills, training and developing loan officers, and marketing and communications are essential.

Competitive salary and benefits package.

Resumes should be emailed to Hiring@jsbmail.com.  For additional information, please contact Mark Schaefer at 618-498-6466

Equal Opportunity Employer

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Vice President, Commercial Loan Officer

Job Title: Vice President, Commercial Loan Officer

Company: First Secure Bank & Trust, Inc.

Location: 10360 S. Roberts Road, Palos Hills, IL 60465

Job Type: Full-time

Job Description:

The Commercial Loan Officer is responsible for managing and growing profitable commercial lending relationships while developing sound relationships. The commercial loan officer will have the responsibility of ensuring that goals are met, partners are informed of current commercial lending protocols and the customers are engaged and satisfied with all Bank’s services.

Duties and Responsibilities:

• Identify and convert new loan and deposit prospects.

• Cross sell other products of the Bank.

• Retain and service existing customer base.

• Analyze the financial condition, operating performance, and repayment ability of borrowers utilizing financial statements, collateral documentation, borrower interviews, and industry and economic data.

• Analyze the financial information of the borrower and guarantor for each loan relationship selected for review.

• Prepare loan presentation documents to recommend actions to the appropriate credit authorities in the department, credit administration, or the Bank’s Board of Directors

• Present loan proposals to the Executive Vice President and Head Lender.

• Proactively manage a portfolio of borrowers to ensure continuing satisfactory risk profiles, including annual reviews, covenant monitoring, and borrowing plan management.

• Ensure the Bank’s adherence to regulatory policies; minimize variance from the Bank’s lending policies and procedures.

• Review the completeness and accuracy of loan documentation.

• Identify any loans that are not in compliance with the requirements of the Bank’s Credit Risk Policy, to include appropriate approval levels.

• Determine the appropriateness of the assigned loan grade based on the criteria specified in the Bank’s loan policy.

• Comply with all applicable federal and state laws and banking regulations including specifically compliance.

• Other duties may be assigned to increase the organization’s operating performance.

 

Bachelor’s degree from a four-year college or university; and two years related experience and/or training; or equivalent combination of education and experience required.

 

Please send your resume to hr@firstsecurebank.com. Or feel free to mail to: Human Resources, First Secure Bank Group, Inc., 2398 Essington Road, Joliet, IL 60435

Work authorization: United States (Required)

***LOCAL CANDIDATES ONLY; NO RELOCATION PROVIDED.

EOE/Drug Free Workplace