Education

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SEEKING MORTGAGE QUALITY CONTROL/LENDING COMPLIANCE SPECIALIST

Marine Bank, Springfield, has an opening in its Compliance department for a Mortgage Quality Control/Lending Compliance Specialist.

Job Description:

·         Perform pre-funding secondary mortgage compliance reviews and prepare monthly reports.

·         Coordinate post-funding secondary market mortgage compliance reviews with our outsourced firm and review monthly reports for accuracy.

·         Work with the Compliance Officer to develop, recommend and monitor corrective action and preventative actions.

·         Work with the Compliance Officer to ensure the Bank is operating in accordance with lending regulations.

·         Assist the Compliance Officer with reviewing and submitting Home Mortgage Disclosure Act (HMDA) data.

·         Perform all job duties in compliance with applicable State and Federal laws and regulations.

·         Any other duties and projects as assigned.

Skills/Qualifications:

·         Bachelor's degree in finance, economics or equivalent experience.

·         Three to five years of residential mortgage lending experience; exposure to all aspects of origination, servicing secondary marketing and mortgage compliance areas preferred.

·         Knowledge of secondary market investor guidelines (Fannie Mae, FHA, VA, USDA) and ability to keep abreast of investor and regulatory changes.

·         Familiarity with internal audit policies and procedures.

·         Familiarity with HMDA and the 2018 changes.

·         Proficiency with Microsoft Excel and Word.

·         Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.

·         Strong communication skills, including the ability to listen, speak and write clearly and concisely, and focus on the recipient's point of view. 

Please send a resume and cover letter to:

hr@ibankmarine.com      OR

Marine Bank

Attn: Human Resources

3120 Robbins Road

Springfield, IL  62704

Marine Bank is an Equal Opportunity Employer.

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Seeking Chief Lending Officer

 

Jersey State Bank has an immediate opening for a Chief Lending Officer who will be a member of the Executive Leadership Team and will be involved in major decisions for the organization.

This person will direct and supervise all phases of lending operations, including activities for loan origination and servicing and credit risk management activities and needs.

Strong supervisory skills, training and developing loan officers, and marketing and communications are essential.

Competitive salary and benefits package.

Resumes should be emailed to Hiring@jsbmail.com.  For additional information, please contact Mark Schaefer at 618-498-6466

Equal Opportunity Employer

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Vice President, Commercial Loan Officer

Job Title: Vice President, Commercial Loan Officer

Company: First Secure Bank & Trust, Inc.

Location: 10360 S. Roberts Road, Palos Hills, IL 60465

Job Type: Full-time

Job Description:

The Commercial Loan Officer is responsible for managing and growing profitable commercial lending relationships while developing sound relationships. The commercial loan officer will have the responsibility of ensuring that goals are met, partners are informed of current commercial lending protocols and the customers are engaged and satisfied with all Bank’s services.

Duties and Responsibilities:

• Identify and convert new loan and deposit prospects.

• Cross sell other products of the Bank.

• Retain and service existing customer base.

• Analyze the financial condition, operating performance, and repayment ability of borrowers utilizing financial statements, collateral documentation, borrower interviews, and industry and economic data.

• Analyze the financial information of the borrower and guarantor for each loan relationship selected for review.

• Prepare loan presentation documents to recommend actions to the appropriate credit authorities in the department, credit administration, or the Bank’s Board of Directors

• Present loan proposals to the Executive Vice President and Head Lender.

• Proactively manage a portfolio of borrowers to ensure continuing satisfactory risk profiles, including annual reviews, covenant monitoring, and borrowing plan management.

• Ensure the Bank’s adherence to regulatory policies; minimize variance from the Bank’s lending policies and procedures.

• Review the completeness and accuracy of loan documentation.

• Identify any loans that are not in compliance with the requirements of the Bank’s Credit Risk Policy, to include appropriate approval levels.

• Determine the appropriateness of the assigned loan grade based on the criteria specified in the Bank’s loan policy.

• Comply with all applicable federal and state laws and banking regulations including specifically compliance.

• Other duties may be assigned to increase the organization’s operating performance.

 

Bachelor’s degree from a four-year college or university; and two years related experience and/or training; or equivalent combination of education and experience required.

 

Please send your resume to hr@firstsecurebank.com. Or feel free to mail to: Human Resources, First Secure Bank Group, Inc., 2398 Essington Road, Joliet, IL 60435

Work authorization: United States (Required)

***LOCAL CANDIDATES ONLY; NO RELOCATION PROVIDED.

EOE/Drug Free Workplace

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Marketing Director

 

Job Title: Director of Marketing

Company: First Secure Bank Group, Inc.

Location: 2398 Essington Road, Joliet, IL 60435

Job Type: Full-time

Job Description:

Applying his/her experience in banking, the successful candidate will be responsible for the development, execution and maintenance of marketing strategies to meet organizational objectives and support profitable business growth.

Work closely with internal business partners and external service providers to achieve business objectives, maintain corporate image, and protect the company’s brand through strategic marketing initiatives. Evaluate market conditions, competitor data, client feedback, etc., to develop and assess annual marketing strategies and to implement plan changes necessary. Work directly with members of executive management, department heads, and various lines of business associates to assess and successfully execute the marketing needs of the total organization.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Establish marketing goals to ensure share of market, profitability of products/services, and deepening of existing client relationships.

• Develop and execute all marketing plans and programs, both short and long term, to ensure profitable business growth.

• Coordinate efforts in all areas of marketing, including research/development; brand management; creative development; direct marketing; advertising; public relations; product launch; corporate communications; website; digital marketing; social media; event planning; and project and program management.

• Research, analyze, and monitor financial, technological, and demographic information to capitalize on market opportunities and minimize competitor impact.

• Develop new market launch, growth, and expansion strategies.

• Develop and maintain relationships with external service providers to facilitate marketing campaigns and overall branding.

• Manage any required third-party marketing service providers, including designers, writers and account reps, to oversee all product and brand campaign development - including copy, design, layout, and production of print and digital tactics.

• Negotiate pricing and proposals with all third-party vendors as needed.

• Evaluate and adjust marketing strategies in a timely manner to meet the changing needs of the market.

• Prepare marketing reports, including Monthly Marketing Report, project and campaign measurement, and general updates for senior and executive management.

• Work with internal executives and customers to provide marketing support, direction, input and assistance.

• Oversee communication activities, including internal and external communications, public relations efforts and relationship management with service providers.

• May make occasional presentations to officer group, board of directors and/or others as needed/directed.

• Demonstrate ability to interact and cooperate with all company employees and service providers.

• Attend key conferences and seminars to provide information and innovation back to the bank in the way of enhanced marketing programs.

OTHER DUTIES:

• Annual business planning; includes close collaboration with all lines of business to assess and plan for support of annual sales goals.

• Assist to develop, direct, lead and manage community events.

KNOWLEDGE/SKILLS/ABILITIES:

• Knowledge of banking, bank products and services, competitive environment, general market(s) and overall financial industry.

• Experience in all aspects of developing and implementing targeted marketing strategies to meet organizational objectives; includes print, digital and social media strategies.

• Excellent written and verbal communication skills, including solid presentation and persuasion skills.

• Innovative, creative outlook.

• Excellent management, organizational and planning skills.

• Ability to troubleshoot, brainstorm, analyze and solve problems quickly and effectively.

• Ability to adapt and change concepts/ideas/directions quickly in response to market shifts and opportunities, exhibiting professionalism and a high level of stress tolerance.

• Solid judgment and decision-making capabilities.

• Ability to collaborate and deliver on wants and needs within brand guidelines and overarching business strategies.

• Ability to read, understand, analyze, and interpret data, financial information, and regulatory and legal requirements.

• Ability to respond to common inquiries or complaints from internal or external clients, associates, regulatory agencies, or members of the community.

• Ability to effectively present information to top management, public groups, and/or boards of directors

MININUM QUALIFICATIONS:

Banking/financial services experience required, preferably in a local or area bank environment.

• Business or marketing-related degree or equivalent professional qualification.

• 5+ yrs. experience in all aspects of developing and implementing targeted marketing strategies, including print, digital and social media strategies.

• Relevant market and industry knowledge.

• Experience with relevant software applications and social media platforms.


Experience: Bank Marketing: 5 years (Required)

Work authorization: United States (Required)

Please send your resume to hr@firstsecurebank.com. Or feel free to mail to: Human Resources, First Secure Community Bank, 2398 Essington Road, Joliet, IL 60435

***LOCAL CANDIDATES ONLY; NO RELOCATION PROVIDED.

EOE/Drug Free Workplace

 

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Commercial Credit Analyst

 

Security Bank, Springfield, IL

Security Bank has an immediate opening for a commercial credit analyst.

Job Responsibilities:

·         Review and analyze financial information for new commercial credit opportunities, and for existing commercial credit renewals and annual reviews.

·         Work with Enterprise Risk in developing and maintaining Problem Loan Status Reports.

·         Perform commercial appraisal reviews prior to closing of credit.

·         Prepare credit analysis memos for presentation to approve authority for commercial credits.

·         Attend and participate in Director and Officer Loan Committee meetings, as needed, to present commercial credits. 

Requirements:

·         Superior attention to detail, ability to multi-task and consistently meet deadlines; strong analytical skills; ability to interact effectively and respectfully with internal and external customers and vendors.

·         Must maintain ongoing knowledge of industry standards for commercial lending.

·         Practical experience with basic hardware and software.

·         Two years of related bank experience.  Three to five years of related bank experience is preferred.

·         High school diploma.  Four-year college degree in finance or accounting is preferred.        

Resumes should be emailed to Khansen@securitybk.com.

EOE