| Employer Benefits COMMUNITY BANKERS EMPLOYEE BENEFIT PRODUCTS GROUP MEDICAL CBIS can design a group health program specifically for your employees. We offer everything from low deductibles and co-pay plans to HSAs and HRAs. Find out how these new legislative changes might benefit you and your employees. GROUP DENTAL CBIS can design a dental program specifically for your employees. Discounts to our members may apply. GROUP LIFE, LONG TERM & SHORT TERM DISABILITY Endorsed program with Unum/Provident. Up to a 10% discount available for members. INDIVIDUAL LONG TERM CARE This program may be offered on a payroll deduction basis. Simplified underwriting and significant discounts apply for employees, directors, board members and spouses. The policy is completely portable and individually owned. INDIVIDUAL CANCER & INTENSIVE CARE PROTECTION Endorsed program through Walt Garner Associates. This program is available on a payroll deduction basis. The policy is completely portable and individually owned. FLEXIBLE SPENDING ACCOUNTS & COBRA ADMINISTRATION Endorsed program with discounts to our members. Save an average of $300 per employee in payroll taxes! Increase employee loyalty by saving them money on their individual taxes. FOR ADDITIONAL INFORMATION AND PROPOSALS CONTACT Vice President Employee Benefits Consultant - TEDD TEETER 800/736-2224 or 217/529-2265 Fax 217/529-9484
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