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Senior Lending Programs
CBAI is pleased to introduce the Senior Lender Forums. The Forums provide an opportunity for community bank lenders to discuss important issues with non-competing community bankers. The Senior Lender Forums are designed to be a rewarding experience where you can grow professionally, as well as personally. 
 
How Do the Forums Work? 
  • CBAI organizes the Forums to ensure that senior lenders have as much in common as possible without being competitors.
  • The groups remain small (no more than 12 participants). Because each participant must trust other Forum members, no substitutes are permitted unless by unanimous consent of the remaining members.
  • Other consultants from a variety of firms may be invited to address the group. This expertise would cost thousands of dollars if you had to pay for it on a “real-time” basis.
  • Forums meet quarterly on a date and location determined by the Forum members.
  • Four to six issues are usually discussed at each session. Participants are contacted for agenda items approximately two weeks prior to each meeting.
  • A manual based on Forum topics is compiled.
  •  
    Benefits of the Forums  
  • Improve the profitability of your loan portfolio
  • Reduce the risk in your loan portfolio
  • Increase your understanding of regulatory issues
  • Form lasting relationships with non-competing  senior lenders
  • Solve your most pressing problems
  • Obtain access to highly respected banking experts
  • Grow professionally as well as personally
  •  
    Meet Your Facilitator 
    Paul Sims, president of Guided Solutions, Franklin, Tennessee, is facilitating the Senior Lender Forums for the seventh consecutive year.  Guided Solutions is a consulting and training firm that assists community banks with strategies to improve profitability, risk control, and business-development effectiveness. Sims is a frequent speaker on small business, credit, and risk-control topics and has made presentations for the National Conference for Community Bankers, the ABA Annual Convention, the RMA Annual Conference of Lending and Credit Risk Management, and bank regulatory agencies. 
     
    Prior to founding Guided Solutions, Sims spent 28 years in commercial banking and financial services, and has served as senior lender and chief operating officer for a community bank, managed asset-based lending and the other specialized lending functions for a regional bank, served as metropolitan-area president for a regional bank, and was director of bank services for a vendor to community banks nationwide. Sims received his MBA degree from the University of Chicago and his undergraduate degree from Vanderbilt University. 
     
    Possible Forum Topics 
     
    Profitability Issues 
  • The economy/marketplace
  • Pricing discipline
  • Loan fees/waivers
  • Margin maintenance
  • Customer segmentation
  •  
    Regulatory Issues 
  • Current events
  • Reg Z
  • Examiners’ hot buttons
  •  
    Lending/Risk Issues 
  • Making underwriting more effective
  • Mistakes lenders make
  • Loan grading
  • Handling problem credits
  •  
    Personal Growth 
  • Time management
  • Leadership and vision
  • Communication strategies
  •  
    Alternative Products/Emerging Issues 
  • Mortgage market products
  • Lender environmental insurance
  •  
    Sales Issues 
  • Negotiation skills
  • Motivation and incentives
  •  
    People Issues 
  • Coaching for performance
  • Personal improvement plans
  •  
    Technology Trends 
  • New products
  •  
    “We recently attended a Sheshunoff Senior Lender Forum. CBAI’s Senior Lender Forum far exceeds the Sheshunoff Forum and at a much lower price. Thus, we highly recommend CBAI’s Senior Lender Forums.” 
                    Ted Strack, Resource Bank, DeKalb 
     
    “The real life experiences we discuss amongst our peers is invaluable. The best practices discussions allow us to return to our banks with practical solutions.” 
                    Pete Brummel, Grundy Bank, Morris 
     
    “Paul brings us information important to our positions.” 
                    Rick Erdman, Saul Valley Bank, Sterling 
     
    “I really like Paul Sims approach to facilitating the group. He knows when to let the discussion go and when to steer in a different direction.” 
                    Larry Volk, TrustBank, Olney 
     
    “Topics are relevant. Input is sought from participants for agenda items and discussion.” 
                    David Bitting, The National Bank in Tremont 
     
    “I enjoy the outside speakers. They are always very interesting and informative.” 
                   Ron Granby, The First National Bank of Dieterich 
     
     
    Senior Lender Pricing – $1,100 per year 
     
     
    You may attend the first meeting at the pro-rated fee of $275. Then, if you decide to join the Forum on a permanent basis, you must pay for the remaining three quarters, or $825. 
     
    For more information, call Sandra McAvoy at 217/529-2265.   
     
     
     

     

     

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